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VOL. 40 | NO. 19 | Friday, May 06, 2016

Tennessee leads the nation in bankruptcies

Can financial literacy courses for children turn that around?

Tennessee has a model program for financial literacy in its public schools. All high school students must pass a personal finance course to graduate, and even kindergartners are learning about money under a new initiative to extend the curriculum to primary school.

Why is Tennessee’s bankruptcy rate so high?

Tennessee led the nation in bankruptcy filings last year with 36,052 filings – more than twice the national average. Several factors contribute to the state’s high filing rate.

More money means bigger bankruptcy problems

Think the rich are different from you and me? Not when it comes to declaring bankruptcy. Over-leveraged people are pretty much the same when the creditor comes calling.

RICHARD COURTNEY: REALTY CHECK

Middle Tennessee real estate market ‘ain’t exactly clear’

In 1967, Stephen Stills wrote a song titled “For What It’s Worth” although those words do not appear anywhere in the song.

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EVENTS

Free Cheekwood admission for National Public Gardens Day. This nationwide event, presented by the American Public Gardens Association, raises awareness for public gardens and the role they play in conservation, education and environmental preservation. In order to receive free admission, visitors must present a coupon available through National Public Gardens. Special tours of the garden are scheduled throughout the day, along with live music in the herb garden. Parking is not included with free pass and is $5 per vehicle. Information: https://publicgardens.org

more events »

REAL ESTATE

Top Middle Tennessee residential transactions for first quarter 2016

Top residential real estate sales, first quarter 2016, for Davidson, Williamson, Rutherford, Wilson and Sumner counties, as compiled by Chandler Reports.

Average US rate on 30-year mortgages falls to 3.61 percent

WASHINGTON (AP) — Long-term U.S. mortgage rates fell this week, following the Federal Reserve's decision not to raise its benchmark interest rate.

SAM STOCKARD: VIEW FROM THE HILL

Legislative losers: All who disagree with legislators

The 109th General Assembly is done – almost – for the year. Here’s a look at the winners and losers.

LEGISLATIVE PROFILE

Akbari proving to be worthy successor to iconic DeBerry

Those who wondered how Raumesh Akbari would do in following legendary Memphis legislator Lois DeBerry now have a much clearer picture.

DAVID CLIMER: OUT OF LEFT FIELD

Sure, Dooley left UT's cupboard bare but it’s stocked now

In the 2014 NFL draft, Tennessee defensive lineman Daniel McCullers was picked in the sixth round by the Pittsburgh Steelers.

TERRY McCORMICK: TENNESSEE TITANS

Pass on Tunsil less about video, more about Conklin

There have been players who have dropped before in the NFL Draft. But Laremy Tunsil’s free fall might be the first-ever to be born of social media.

NEWSMAKERS

Baker Donelson announces newly elected shareholders

Baker Donelson has elected 15 new shareholders across the firm, including three attorneys in its Nashville: Julie A. Boswell, Claire Cowart Haltom and Austin Shaver.

BEHIND THE WHEEL

Suburu Forester delivers affordable all-wheel drive

It’s not flashy, but the Subaru Forester has the second-lowest price for a compact SUV with traction-improving all-wheel drive. This year, it adds new safety and entertainment features that connect drivers with emergency services and link more easily to mobile apps.

GUERRILLA MARKETING

Data-driven marketing decisions spark growth

Correctly analyzed, data can be a catalyst for predictable, incremental growth and transformative change in your organization.

CAREER CORNER

Take 100 percent ownership of your own resume

Job seekers often spend quite a lot of time perfecting their resumes. From tiny details such as the font to the experience and education sections, a resume can be mulled for days, weeks or months.

I SWEAR

Ordering some much-needed levity in the court

Counsel: “Have you razed many houses since you’ve worked for the city?”

TECHNOLOGY

Bitcoin's self-proclaimed founder backtracks

NEW YORK (AP) — Australian entrepreneur Craig Wright, the man who came forward this week as bitcoin's founder, is backtracking. He wrote in a blog post that he does not "have the courage" to publish additional proof, as promised, that he is the elusive creator of the Internet currency.

NATIONAL/INTERNATIONAL BUSINESS

US stocks end flat after 2 down days

NEW YORK (AP) — U.S. stocks ended the day nearly flat as indexes stabilized after two days of losses.

Want to sue your bank? Regulators push to make it easier

NEW YORK (AP) — If government regulators get their way, it's going to become a lot easier to sue your bank.

FDA brings e-cigarettes under federal authority

WASHINGTON (AP) — New federal rules announced Thursday have the potential to upend the multibillion-dollar electronic cigarette industry just as it is attempting to position itself as an alternative to traditional cigarettes.

NATIONAL POLITICS

GOP states benefiting from shift to wind and solar energy

WASHINGTON (AP) — If there's a War on Coal, it's increasingly clear which side is winning.

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TNLedger.com Knoxville Editon
RECORD TOTALS DAY WEEK YEAR
PROPERTY SALES 0 0 0
MORTGAGES 0 0 0
FORECLOSURE NOTICES 0 0 0
BUILDING PERMITS 0 0 0
BANKRUPTCIES 0 0 0
BUSINESS LICENSES 0 0 0
UTILITY CONNECTIONS 0 0 0
MARRIAGE LICENSES 0 0 0